Meet Gabriel and Izabelle,
Gabriel and Izabelle are College Graduates from Texas State University with two kids. Gabriel has his Masters Degree and has a consulting firm. They have a house and two cars. 1 SUV and 1 Truck. They have a dog named Nala. Their two kids are boy 9 and a girl 5. His family is protected with Life Insurance along with his Wife. Both have separate policies so that if anything happens, life as they know it financially will not stop. They have Home and Auto. They enjoy having family and friends over so they have an umbrella policy that covers the liability if someone gets hurt while at the house. They also have liability on their home incase their dog were to bite. These things happen. Being that they live in Harris County, near the gulf, they have a flood insurance policy as well.
Gabriel also has an office in Katy, so the landlord asks that he have a business owner policy that covers his equipment, and any liability that he may incur when clients come to visit and get consultations.