Meet Jerry & Jennifer Winston,
Jerry & Jennifer own a General Contractor business and a lot of real estate. Their kids have gone off to college so their primary concern is protecting what they currently have and watching it grow. They are concerned with retirement and are interested in, like many middle aged couples, Long Term Care.
Jerry and Jennifer have Index Universal life insurance that has a critical illness rider attached. Their policies can also supplement their retirement when the time comes. They have lighthouse home insurance on their primary homes and UPC for all 4 of their rental properties. Their autos are insured with AllState. The enjoy knowing that if anything happens to them, the legacy that they are building is protected all around and will be passed on to their children.
Jerry also has a 4 million dollar General Liability policy for his business with an excess umbrella to cover any errors that may occur on his job sites. He also has an inland marine policy attached to his commercial vehicle policy that protects all of his tools and his business while he is out driving from Site to Site.